SPARX is a financial instrument designed specifically for kids. Designed to spark the savings habit early in life, SPARX is a bite-sized, affordable savings and insurance instrument from Pioneer Life.

A first of its kind, SPARX is available for kids from 14 days old up to 10 years old. To grow your kid’s account, simply buy P100 SPARX cards and register on the web.

How often should I get SPARX?

You can get your kids as many cards as often as you want. No fixed terms. If you make SPARX a weekly habit, your child can save close to P50,000. Your kid receives this amount by age 14.

How much does SPARX savings earn?

You can get your kids as many cards as often as you want. If you make SPARX a weekly habit, your child can save close to P50,000. Your kid receives this amount by age 14.

Child’s age as of
card activation

Total amount you put in SPARX per year
(P100 x 52 weeks in a year)

SPARX Value per P100 card

Total Future Savings Value at age 14 of child
(SPARX value x 52 weeks)

Age 4

5,200

P144

7,488

Age 5

5,200

P136

7,072

Age 6

5,200

P128

6,656

Age 7

5,200

P121

6,292

Age 8

5,200

P114

5,928

Age 9

5,200

P108

5,616

Age 10

5,200

P102

5,304

Maturity Age
(Age 14)

P36,400

P44,356