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How do I avail of Pioneer ROUTE?
  • You can get ROUTE from Pioneer branches, agents, brokers and accredited outlets.
  • Or avail of ROUTE calling 750-LIFE (750-5433.)

What does a unit mean?

A unit is equivalent to 10,000 pesos worth of insurance cover. The premium rate varies depending on the age bracket as illustrated in the table below:

AGE PREMIUM RATES
0-20 P1,300
21-35 P2,000
36-55 P3,300

For ages 0-20, every P1,300 is equal to one unit. Each unit entitles a coverage of P10,000. If you acquire P2,600, your coverage is for two units equal to P20,000.

For every purchase of P1,300 worth of premium, if the insured belongs to the 0-20 age bracket, the insurance coverage increases by P10,000.

Can I transfer ROUTE to other family members?

No. However, you can get ROUTE easily for each family member.

When should I start with ROUTE?

The earlier the better. The earliest would be 14 days after birth.

Who backs ROUTE financially?

ROUTE is backed by Pioneer Life Inc, the life insurance company of the Pioneer Group, led by Pioneer Insurance & Surety Corp., a top non-life insurer with assets close to P7 billion.

Is ROUTE available across the Philippines?

Yes. You can avail of ROUTE by:

  1. Calling 750-LIFE (750-5433.)
  2. Visiting any Pioneer Life branches and licensed outlets
  3. Getting in touch with Pioneer Life agents, general agents, and brokers

How is ROUTE different from a traditional insurance policy?

Traditional insurance may be prohibitive to acquire. With ROUTE, getting insurance is easy and affordable.

Moreover, acquiring ROUTE does not require the traditionally mandatory medical exam. Simply make your one-time payment and you get Route insurance coverage. No monthly payments needed and best of all, it does not lapse.

Can I increase my insurance coverage later on?

Yes you can. Simply acquire more units for your Route account. Every unit added increases your coverage by P10,000.00

What does topping up mean?

Topping up means adding more units to your ROUTE account, when you can afford it and when you want it.